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About Short Term Health Insurance

About Short Term Health Insurance

Does short-term insurance qualify as a major medical insurance plan and include “essential benefits” that are required on Affordable Care Act (ACA) plans?

No, short-term medical insurance is a temporary health insurance product and is not comprehensive, major medical health insurance.
Do I have time to think about short-term medical and request a refund if I decide against it?

Yes, if you are not completely satisfied with your coverage you may send a written request to cancel your coverage...
When will my payment deduct from my account?

Initial credit card or bank account charges are processed at the time the application is processed and applied to pay...
What providers are considered “in-network” on my short-term medical insurance plan?

You can see any provider you would like with Pivot Health’s classic short-term medical plans – they are “all-access” plans...
How are providers paid?

If you have an open all-access network and not a PPO plan, our claims department reimburses medical providers based on...

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