What is short-term medical insurance?

Short-term medical insurance is an affordable option that helps provide temporary healthcare insurance coverage through any transition period when you find yourself without major medical health insurance. You choose the length of coverage, from 30 to nearly three years, depending on your state of residence, what deductible amount you wish to have, and how you would like to pay, either monthly or in one lump sum (pre-payment is typically reserved for coverage of 180-days or less). This type of temporary health insurance plan is not considered an ACA plan, meaning it doesn’t meet all of the requirements of the Affordable Care Act (ACA).