Short-term medical insurance is an option to regular insurance when you are temporarily uninsured. Here are the different life situations where short-term medical can fill the gap in coverage:
- Loss of employment
- Employer drops employee health insurance benefits
- Waiting period before new employer healthcare coverage begins
- Alternative to more expensive COBRA insurance
- Marriage or divorce
- Turning 26 and losing coverage from parent’s health plan
- New college graduate and without medical insurance
- College student insurance alternative
- Missed the ACA marketplace open enrollment period
- A part-time worker without employer health benefits
- Desire economical health insurance over marketplace insurance plan