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  3. Who should buy short-term medical insurance?

Who should buy short-term medical insurance?

Short-term medical insurance is an option to regular insurance when you are temporarily uninsured. Here are the different life situations where short-term medical can fill the gap in coverage:

  • Loss of employment
  • Employer drops employee health insurance benefits
  • Waiting period before new employer healthcare coverage begins
  • Alternative to more expensive COBRA insurance
  • Marriage or divorce
  • Turning 26 and losing coverage from parent’s health plan
  • New college graduate and without medical insurance
  • College student insurance alternative
  • Missed the ACA marketplace open enrollment period
  • A part-time worker without employer health benefits
  • Desire economical health insurance over marketplace insurance plan
Updated on November 30, 2023

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