Short-term medical plans are for the “right now.” They do not cover conditions that you might have been diagnosed with previously or been advised by a doctor to seek further treatment. Short-term insurance is for protecting you going forward with any new conditions that might arise. This helps keep the cost lower than ACA plans (if you do not qualify for a financial subsidy).
Why is short-term health insurance less expensive than ACA plans?
Updated on October 12, 2020
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