It is subject to where you live. Federal law states there is no penalty for not having health insurance. However, residents in the states of New Jersey, Vermont, California, Rhode Island, Massachusetts and the District of Columbia (Washington, D.C.) are subject to a tax penalty for not having ACA-compliant health insurance.
No. You will be asked a few medical questions during the application process to see if you qualify for the insurance, but you are not required to take any tests before applying for a short-term medical plan.
For more than 50 years, Communicating for America (CA), a national organization, has provided access benefits, advocacy and representation for individuals and families. Every short-term medical insurance plan includes non-insurance benefits provided by CA that include telemedicine, discount vision and other benefits. (Membership is not required in all 50 states…
Healthcare.com is the parent company of Pivot Health, a leader in technology-enabled health insurance solutions. Its backers include AXIS Capital, CNO Financial Group, Second Alpha, Oak Tree, Hildred, and Link Ventures, in addition to its original investor, PeopleFund, and individual investors, including current and former executives of Booking.com and Priceline.
Yes. You will receive an email from Insurance Benefit Administrators (IBA), whom Pivot Health partners with for the administration of its plans, regarding your upcoming natural termination date 15 days prior to the termination. Your online member portal will also list the dates of your coverage. If you suspect your…
You will receive an Explaination of Benefit (EOB) from IBA explaining how your claim(s) will be paid. If you have questions about your claims you can check the IBA Member Portal, call IBA directly (844-630-7500) or email them (clientservices@insurancebenefitadministrators.com) to ask questions about your claim status.
When you enroll in a Pivot Health plan you receive an email that same day with instructions on how to set up your online account, either through your online member portal or Pivot Health’s mobile app. Once you are in your account you will find your ID card along with…
Pivot Health partners with Insurance Benefit Administrators (IBA) to manage the administration of its plans. Claims, billing and customer service are handled by IBA for day-to-day business.
Pivot Health is the coverage division of Healthcare.com, a leading insuretech company. It markets proprietary non-ACA plans, which include short-term medical, dental, and vision, and supplemental health insurance. Relationships with preferred partners give brokers and consumers access to fixed benefit medical plans, health-sharing ministry plans, hospital indemnity, and other health…