When you enroll you will receive several emails, one containing account login information. Once your account is set up you will find your ID card, application and the complete insurance certificate. A summary of your plan is also located in a PDF titled, “Schedule of Benefits.” There is also detailed…
To cancel your policy, email your request to clientservices@insurancebenefitadministrators.com.
Yes. About 15 days before your first policy expires you will get notice that your second policy is coming up, and you will need to download a new ID card. The new ID card will have a different member ID number than your first policy. It’s important to download your…
Yes and no – it depends on the type of plan you select. If you purchase an “all-access” plan with no doctor restrictions, you can see any provider or medical facility you would like (Economy, Choice, Standard and Deluxe plans). However, some Pivot Health plans have a a recommended “in-network”…
To quote and enroll, you must provide your ZIP code, birthdate, gender, and any dependents to get a quote. Once you compare plans, read the brochure, and review the exclusions and limitations, you select the best plan for your needs. To see if you qualify, you must answer a handful…
No. Short-term health insurance does not cover pre-existing conditions. If you have a medical incident caused by a pre-existing condition while under a short-term policy you are responsible for treatment. Only new accidents and illnesses are covered, subject to the deductible and coinsurance.
When you find yourself uninsured or needing a more economical insurance option, short-term medical insurance can be an excellent temporary choice. You can be a candidate for short-term insurance if you encounter certain life situations like: You lost your employer health insurance. COBRA insurance is too expensive for your budget….
You are billed for your first month’s premium right away. For all subsequent months, credit cards or bank accounts are either charged around the 10th of the month or the 22nd of the month depending on the initial enrollment date. To cancel your policy, you can email clientservices@insurancebenefitadministrators.com.
Short-term medical plans are for the “right now.” They do not cover conditions that you might have been diagnosed with previously or been advised by a doctor to seek further treatment. The plans also don’t cover long-term medical needs, like a routine pregnancy. Short-term insurance is for protecting you going…
There are many differences between the three. Short-term health insurance is temporary insurance to provide coverage when you are uninsured. COBRA insurance is available to former employees who have lost their employee health insurance. It’s the most expensive option, costing employees 100% of the cost of insurance plus a 2%…